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Borough of Lavallette

FEMA
F.E.M.A.
External Link

 

 

 

Small Business Administration
Customer service center: 800-659-2955,
TTY 800-877-8339
Disaster assistance websiteExternal Link

 

FEMA

Navigation Bullet Last Day to Submit Hurricane Sandy Claims for Review extended to October 15, 2015

The Federal Emergency Management Agency (FEMA) is reminding National Flood Insurance Program (NFIP) policyholders who filed a claim as a result of Hurricane Sandy that there are four weeks remaining to request a review if they believe their claims were underpaid for any reason. FEMA set a Sept. 15, 2015 deadline for policyholders to request a review.

FEMA sent letters to approximately 142,000 NFIP policyholders who filed claims resulting from Hurricane Sandy, offering them an opportunity to have their files reviewed. To date, more than 10,000 policyholders have entered the process. Additional payments will be made to policyholders when warranted.  To be eligible for the review, policyholders must have experienced flood damage between Oct. 27, 2012 and Nov. 6, 2012 as a result of Hurricane Sandy. Policyholders can call the NFIP’s Hurricane Sandy claims center at 866-337-4262 to request a review.

Alternately, policyholders can go online to www.fema.gov/hurricane-sandy-nfip-claims to download a form requesting a review. The downloaded form may be filled out and emailed to FEMA-sandyclaimsreview@fema.dhs.gov to start the review process. 

For individuals who are deaf, hard of hearing, or have a speech disability and use 711 or VRS, please call 866-337-4262 to facilitate the filing of their claim review.  For individuals using a TTY, please call 800-462-7585 to begin the review process. 

Before contacting the claims center, policyholders are asked to have the policyholder’s name, their flood insurance carrier name, policy number that was in effect at the time of the loss, and the address of the damaged property.  For security purposes, you will be asked to provide some information to verify your identity.  Policyholders will be asked a series of questions to determine whether they qualify for review. Once qualified, they will be called by an adjuster to begin the review. The timing of this call may be affected by the volume of requests for review. Most reviews can be concluded within 90 days.

Files will be assigned to an NFIP-certified adjuster who will review the claim file. Adjusters will contact policyholders to guide them through the review process. Policyholders who have already requested their review can call 866-337-4262 if they have questions or need more information.

Establishing this review is just one step in the plan to ensure that the NFIP is customer-focused and helps policyholders recover from flooding in a fair, transparent and expeditious way. The Sandy claims review process is intended to be simple for the policyholder and does not require paid legal assistance. Additionally, there are several nonprofit service providers ready to offer free advice and answer questions policyholders may have. A list of these advocacy groups can be found on the claims review website at www.fema.gov/advocacy-groups-and-services-referral-list.

Download Claim Review Flier Pdf File

 

 

Navigation Bullet Starting your Sandy Claims Review is as Simple as Making a Call

Some policyholders have already received additional payments on their claim

It takes only a few minutes to ask the Federal Emergency Management Agency (FEMA) to review a flood insurance claim filed as a result of Hurricane Sandy. And it doesn’t cost anything.

More than 11,500 policyholders of the National Flood Insurance Program (NFIP) have entered the review process and some policyholders have already received additional payments on their claim. The deadline for requesting a review is Sept. 15, 2015.

FEMA Claims Review
1-866-337-4262

 

Navigation BulletFEMA Expands Call Center Hours Ahead of Approaching Deadline For Flood Insurance Policyholders to Request a Review of their Hurricane Sandy Claim

The Federal Emergency Management Agency (FEMA) announced today that it has expanded the operating hours of the call center that handles requests from flood insurance policyholders who want their insurance claim from Hurricane Sandy reviewed.

The change will provide a greater opportunity for policyholders to enter the Hurricane Sandy Claims Review, including calling over the Labor Day holiday weekend.

The last day to request a review is September 15, 2015. Effective immediately, FEMA’s National Processing Service Center will expand its weekday hours from 8 a.m. to 9 p.m. Eastern Daylight Time (EDT). This weekend, as well as next Saturday and Sunday (Sept. 12-13), the call center will be available from 10 a.m. EDT to 6 p.m. On Labor Day, the call center will be open from 8 a.m. to 9 p.m. EDT.

To be eligible for the review, policyholders must have experienced flood damage between October 27, 2012, and November 6, 2012, as a result of Hurricane Sandy, and must have had an active NFIP flood policy at the time of the loss. Policyholders should call 866-337-4262 to get started.

FEMA is encouraging policyholders to request a review if they believe their Sandy flood insurance claims were underpaid for any reason. More than 12,500 policyholders have entered the review process so far. Most reviews can be concluded in about 90 days. 

Policyholders can also go online to www.fema.gov/hurricane-sandy-nfip-claims to download a form requesting a review. The downloaded form can be filled out and emailed to FEMA-sandyclaimsreview@fema.dhs.gov or faxed to 202-646-7970 to begin the review process. For individuals who are deaf, hard of hearing, or have a speech disability and use 711 or VRS, please call 866-337-4262.  For individuals using a TTY, please call 800-462-7585 to begin the review process.

When policyholders call, it is helpful if they have available as much information as possible, including the name(s) on the policy, the address of the damaged property and the 10-digit NFIP policy number that was in effect at the time of the loss. Policyholders will be asked a series of questions to determine whether they qualify for the review. If qualified, they will be called by an adjuster to begin the review. The timing of this call may be affected by the volume of requests.

Policyholders who have already requested a review of their claim do not have to call again. They are in the system and an adjuster will continue to work with them after the Sept. 15 deadline.

The Sandy Claims Review is intended to be simple for the policyholder and does not require paid legal assistance. Several nonprofit service providers are ready to offer free advice and answer questions policyholders may have. A list of these advocacy groups can be found on the claims review website at www.fema.gov/sandyclaims.

 

Navigation Bullet Last Day to Submit Hurricane Sandy Claims for Review is four weeks away
September 15, 2015

The Federal Emergency Management Agency (FEMA) is reminding National Flood Insurance Program (NFIP) policyholders who filed a claim as a result of Hurricane Sandy that there are four weeks remaining to request a review if they believe their claims were underpaid for any reason. FEMA set a Sept. 15, 2015 deadline for policyholders to request a review.

FEMA sent letters to approximately 142,000 NFIP policyholders who filed claims resulting from Hurricane Sandy, offering them an opportunity to have their files reviewed. To date, more than 10,000 policyholders have entered the process. Additional payments will be made to policyholders when warranted.  To be eligible for the review, policyholders must have experienced flood damage between Oct. 27, 2012 and Nov. 6, 2012 as a result of Hurricane Sandy. Policyholders can call the NFIP’s Hurricane Sandy claims center at 866-337-4262 to request a review.

Alternately, policyholders can go online to www.fema.gov/hurricane-sandy-nfip-claims to download a form requesting a review. The downloaded form may be filled out and emailed to FEMA-sandyclaimsreview@fema.dhs.gov to start the review process. 

For individuals who are deaf, hard of hearing, or have a speech disability and use 711 or VRS, please call 866-337-4262 to facilitate the filing of their claim review.  For individuals using a TTY, please call 800-462-7585 to begin the review process. 

Before contacting the claims center, policyholders are asked to have the policyholder’s name, their flood insurance carrier name, policy number that was in effect at the time of the loss, and the address of the damaged property.  For security purposes, you will be asked to provide some information to verify your identity.  Policyholders will be asked a series of questions to determine whether they qualify for review. Once qualified, they will be called by an adjuster to begin the review. The timing of this call may be affected by the volume of requests for review. Most reviews can be concluded within 90 days.

Files will be assigned to an NFIP-certified adjuster who will review the claim file. Adjusters will contact policyholders to guide them through the review process. Policyholders who have already requested their review can call 866-337-4262 if they have questions or need more information.

Establishing this review is just one step in the plan to ensure that the NFIP is customer-focused and helps policyholders recover from flooding in a fair, transparent and expeditious way. The Sandy claims review process is intended to be simple for the policyholder and does not require paid legal assistance. Additionally, there are several nonprofit service providers ready to offer free advice and answer questions policyholders may have. A list of these advocacy groups can be found on the claims review website at www.fema.gov/advocacy-groups-and-services-referral-list.

Download Claim Review Flier Pdf File

 

Navigation Bullet Hurricane Sandy Flood Insurance Claims Review Begins

The Federal Emergency Management Agency’s (FEMA) National Flood Insurance Program (NFIP) has begun a review of claims filed by policyholders affected by Hurricane Sandy. The review is part of a broad process to reform NFIP claims and appeals procedures.

FEMA is committed to administering a program that is survivor-centric and helps policyholders recover from flooding in a fair, transparent, and expeditious way. Flood insurance is a vital service that protects Americans from the most common and costly disaster we face, and those who purchase insurance must be able to count on it being there when it is needed to help rebuild their lives.

In the review, policyholders who have not pursued litigation or already received the maximum amount under their policy will have an opportunity to have their files reviewed. FEMA will contact policyholders and explain how to request this review.

A letter will be sent to approximately 142,000 NFIP policyholders who filed flood insurance claims. Policyholders who incurred losses from Hurricane Sandy from Oct. 27, 2012, through Nov. 6, 2012, and want their claim reviewed may contact FEMA by:

  • Calling toll-free at 866-337-4262.
  • Email by downloading an application onlineExternal Link and submitting it to FEMA-sandyclaimsreview@fema.dhs.gov.Email Link
  • Fax by downloading an application online and submitting it to 202-646-7970.
  • For individuals who are deaf, hard of hearing or have a speech disability using 711 or VRS, please call 1-866-337-4262.  For individuals using a TTY, please call 800-462-7585.

Policyholders will have 90 days from receipt of the letter to make contact with FEMA. Policyholders should provide the address of the insured property and the name of the policyholder. They will answer questions to determine whether they qualify for a review.

Policyholders who qualify for review will be contacted by a highly skilled, NFIP-certified adjuster who will serve as caseworker for the insured. Caseworkers will give policyholders their phone number and email address and will work closely with policyholders throughout the entire process. Any questions the policyholder has during the process will be fully explained by the caseworker. Property visits may be conducted if applicable. The review is of no cost to policyholders.  FEMA will not request information such as a Social Security Number, bank account, or credit card.

The review process will take less than 90 days for most policyholders. If the final review supports additional payment under the policy, then their insurance carrier will issue a check for the additional funds.

If a policyholder does not agree with the outcome of the caseworker review, the policyholder will have the opportunity to request that a third party neutral talk with them and review the file to help resolve the claim. 

As FEMA reviews Hurricane Sandy claim files, the agency will also begin overhauling the claims and appeal process and improving the customer experience. FEMA’s goals are excellent customer experience, responsiveness, transparency, low risk of waste, fraud and abuse, and continuous improvement.

FEMA will continue to work closely with Congress, federal, tribal, state, local, and community officials to ensure policyholders are paid every dollar to which they are entitled and to improve the flood insurance program going forward.

 

 

 Older Postings

 

Navigation Bullet Flood Map

Preliminary Flood Maps
The Preliminary Flood Maps are now available for Ocean County and Lavallette. Please visit the FEMA Region 2 Website at www.Region2Coastal.comExternal Link for details. The issuance of the Preliminary Flood Map is the next phase in the process of adopted the new official Flood Insurance Rate Maps.
Also provided is a link to a municipal official’s PDF presentation which provides
information regarding the Preliminary Maps.
PDF presentation Pdf File

 

Navigation Bullet Survivors of Hurricane Sandy now have until May 1, 2013, to register for disaster assistance through the Federal Emergency Management Agency.

People with storm losses in all counties in New Jersey can register online at www.DisasterAssistance.gov or via smartphone or tablet at m.fema.gov. Registration is also available by calling 800-621-3362, TTY 800-462-7585 or 711/VRS. The toll-free telephone numbers operate from 7 a.m. to 1 a.m. seven days a week.

The deadline was extended one month at the request of the state of New Jersey. FEMA disaster assistance may include money for rental assistance, essential home repairs, personal property losses and other serious disaster-related needs not covered by insurance.

While New Jersey survivors of Hurricane Sandy have until
May 1 to register with the Federal Emergency Management Agency for disaster assistance, more than $780 million in disaster assistance has been approved to speed recovery.

 

Navigation Bullet FEMA Hazard Mitigation Program 

Important Notice to Homeowners Regarding FEMA Hazard Mitigation Program Assistance

On Monday 1/7/12, Borough representatives attended a briefing session conducted by FEMA concerning the FEMA Hazard Mitigation Program. The Borough will be submitting a Letter of Intent to Ocean County by 2/8/13, as required by FEMA advising the County, State Office of Emergency Management, and FEMA, of the Borough’s intention to participate in the program. If homeowners wish to participate in the program, they are advised to complete the form and include ALL of the required information by 2/5/13. Once complete and accepted, the form will be automatically sent to the appropriate program managers.
Program information available here.

February 5,2013 - The Borough of Lavallette received notice from the Ocean County Sherriff’s Department – Office of Emergency Management that the deadline from submission of Lavallette’s Letter of Intent regarding the Hazard Mitigation Grant Program has been extended to March 22, 2013 for all Ocean County Municipalities. If you are interested in participating in the Hazard Mitigation Program please review the program information below and complete the online survey. Please include ALL of the required information and submit the survey form by March 18, 2013. 

The application period to file for Hazard Mitigation is now closed.

 

Navigation Bullet Resources

Below is a list of resources containing valuable information and resources related to the Federal Emergency Management Agency (FEMA) Advisory Base Flood Elevation (ABFE) products for coastal New Jersey. The contents listed below are available utilizing the links provided in each topic.

ABFE Map Images: This link contains PDF format visual representations of the ABFE data for the Lavallette Map Panel. LavalletteABFEMap.pdf Pdf File 3.11 MB

Also provided is a link that allows you to insert your address and determine what is MY Property’s ABFE. http://www.region2coastal.com/sandy/tableExternal Link

Model Ordinance – this template model ordinance has been developed by the New Jersey Department of Environmental Protection for use by communities who decide to formally adopt the ABFEs for regulatory purposes. Model DEP ABFE OrdA image

ABFE Outreach Materials: Below are a number of outreach materials that will help you better understand and use the ABFE information. These materials include:

Hurricane Sandy Advisory Base Flood Elevations (ABFEs) fact sheet – This document provides an overview of the ABFEs for affected New Jersey counties. Sandy_ABFE_Fact_Sheet Pdf File. 146KB

Hurricane Sandy Advisory Base Flood Elevations – NJ and NY Frequently Asked Questions fact sheet – This document explains implications of ABFEs for affected New York and New Jersey counties
Sandy_ABFE_FAQ_Fact_Sheet Pdf File

Hurricane Sandy Key Messages – This fact sheet provides important messages for local community decision-makers Hurricane_Sandy_Key_Messages Pdf File 64KB

If Your Home or Business has been Flooded: Build Back Safer and Stronger: What You Need to Know fact sheet – This tri-fold provides National Flood Insurance Program (NFIP) information regarding new legislation, reducing risk and premiums, and managing future flood risks.
Build_Back_Fact_Sheet Pdf File.

Rebuilding After Hurricane Sandy; Building Safer and Stronger Pays Off – This fact sheet provides information on how rebuilding using ABFE maps will provide long-term cost savings to property owners. Rebuilding_after_Hurricane_Sandy Pdf File 1.8MB

ABFE Information for New Jersey and New York: Glossary of Map Layers and Key Terms – This document provides descriptions of the data layers shown on FEMA's ABFE maps. This is especially important if you plan to use this information in your community’s Geographic Information System (GIS). ABFE_Map_Glossary Pdf File 151KB

Using the FEMA GeoPortal Advisory Base Flood Elevations Map – This is a guide for using the FEMA GeoPortal to view the ABFE maps FEMA_GeoPortal_ABFE_Map_Quick_Reference Pdf File 907KB

 

The “What is My Advisory Base Flood Elevation (ABFE)” Address Lookup Tool:

A Quick and Easy Way to Get the ABFE for Your Property - The “What is My ABFE” tool can be used to find out the ABFE for a location quickly and easily by entering a property address. This document provides guidance on the use of the tool. What_is_my_ABE_Tool Pdf File 314KB

ABFE Presentation for the Use of Community Officials – This PowerPoint presentation provides information regarding ABFEs for community officials to use at community meetings.
Advisory_BFEs_Local_Official_Presentation image

Media Q&As on Advisory Base Flood Elevations For Local Officials’ Use – This fact sheet provides high-level media question and answers ABFE-Media_Responses Pdf File 31KB

Changes in the Flood Insurance Program; Preliminary Considerations for Rebuilding – This document provides answers to questions regarding the Biggert-Waters 2012 legislation passed by Congress regarding the National Flood Insurance Program and how those changes to the Program affect property owners. Changes_in_the_Flood_Insurance_Program Pdf File 44KB

Increased Cost of Compliance Coverage: How You Can Benefit fact sheet – This tri-fold provides information about coverage availability and how to file an Increased Cost of Compliance (ICC) claim ICC_Fact_Sheet Pdf File. 837KB

FEMA Building Science Resources to Assist with Reconstruction after Hurricane Sandy fact sheet – This document provides resources for property owners regarding rebuilding
Building_Science_ Fact_Sheet Pdf File. 2.393MB

Use of Flood Insurance Study (FIS) Data As Available Data: Flood Management Bulletin 1-98 – This bulletin provides guidance on the use of FIS data as “available data” for regulating floodplain development FM_Bulletin_1-98 Pdf File.472KB

Unified Hazard Mitigation Assistance Grant Programs fact sheet – This document provides information on the different grant programs, eligibility, costs, and process for applications.
HMA_Grants_Fact_Sheet Pdf File.2.66MB

ABFE Additional Resources – This document provides links to additional information resources pertinent to Hurricane Sandy recovery. ABFE_Additional_Resources Pdf File 52KB

EMA Homeowner’s Guide to Retrofitting  – This document provides a detailed guide regarding various options available to raise existing structures, especially those that are now in the newly created V zone. fema_312_a Pdf File 26.37MB

 Additional information about Hurricane Sandy recovery efforts, the ABFE information, and flood hazard mapping efforts currently underway in coastal New Jersey and New York can be found at http://www.region2coastal.com/sandy.External Link
You can also call the National Flood Insurance Program Help Center at 1(800) 427-4661.

 

 

Navigation Bullet SBA DISASTER LOAN DEADLINE

Individuals who have delayed in registering with FEMA may not be getting access to the federal disaster assistance programs they need or are eligible for.  Furthermore, while 35,700 businesses have also registered with FEMA for assistance and have received an SBA disaster loan application, fewer
than 2,500 applications have been received so far.  Business owners, homeowners, renters, and property owners who have declined to submit an SBA disaster loan application for business or home repairs, or property replacement, may limit their ability to ultimately obtain grants and other assistance that may become available.

It is crucial that individuals register with FEMA and that businesses and individuals complete the SBA loan application so State officials can compile an accurate, comprehensive picture of the damage and the need for additional disaster recovery assistance.

- Moreover, for businesses, an SBA Disaster Loan represents the best opportunity for disaster assistance.  While there are other programs that will provide assistance, those programs may be less comprehensive and more limited than what SBA Loans offer.

- In addition, programs that may be available in the future will most likely be tied to the SBA Disaster Loan application.  This is why it is crucial for homeowners, renters, and businesses to take advantage of the SBA Disaster Loan Program.

MAY 1, 2013  IS THE DEADLINE - for individuals, small businesses, and private non-profit organizations to apply for physical property damage loans from the U.S. Small Business Administration.

We urge you to advise the individuals and businesses you serve to register with FEMA to get their immediate needs met and to complete the SBA loan application to ensure that opportunities for future assistance remain open.

THERE ARE SEVERAL WAYS TO APPLY:

- Apply online at https://disasterloan.sba.gov/ela

- For information about the disaster loan process, or to have an application
mailed to you, email disastercustomerservice@sba.gov or call 1-800-659-2955
(800-877-8339 for the deaf and hard-of-hearing).

- Or by visiting a Disaster Recovery Center.  A list of DRCs can be found
here: http://www.fema.gov/disaster-recovery-centers

 

 

Navigation Bullet FEMA Mitigation Publications

Mitigation Ideas: A Resource for Reducing Risk to Natural Hazards

Resource & Document LibraryExternal Link

mitigation_ideasThe purpose of this document is to provide a resource that communities can use to identify and evaluate a range of potential mitigation actions for reducing risk to natural hazards and disasters.  The focus of this document is mitigation, which is action taken to reduce or eliminate long-term risk to hazards.  Ideas for mitigation actions are presented for the following natural hazards: Drought, Earthquake, Erosion, Extreme temperatures, Flood, Hail, Landslide, Lightning, Sea level rise, Severe wind, Severe winter weather, Storm surge, Subsidence, Tornado, Tsunami, and Wildfire.

Download Pdf File

 

 

All Files are large and will take time to download.
To view the pdf files, Right click on the link and click save file as, Save to your computer to view.

Above the flood elevating your flood prone house Pdf File 4.76MB

Article - FEMA Improvements to Hazard Resistant Construction since Katrina Pdf File 3.40MB

Coastal const. manualExternal Link

Design and construction guidance for breakaway walls Pdf File 6.98MB

Engineering practices and principalsExternal Link

Flood proofing nonresidential structuresExternal Link

Homebuilders guide to coastal reconstruction External Link Pdf File 23.3MB

Homeowners guide to retrofittingExternal Link

Protecting building utilities Pdf File 8.12MB

Recommended Residential Construction for Coastal Areas Building on Strong and Safe FoundationsExternal Link

Reducing losses in high risk residential areas External Link